Direct Answer
To hire a reliable fire damage restoration contractor in Columbia: (1) Get 3 written quotes with line-item breakdowns, (2) Verify SC license at South Carolina Contractors Licensing Board (llr.sc.gov), (3) Confirm active general liability and workers' comp insurance, (4) Check Google and BBB reviews specific to Columbia projects, (5) Never pay more than 10-30% upfront — never pay in full before completion.
Full Explanation
Red flags specific to Columbia contractors: no physical Columbia-area address, pressure to start immediately, cash-only payment demands, and license numbers that don't verify at South Carolina Contractors Licensing Board (llr.sc.gov). Seasonal demand during summer brings out less reputable contractors.
Local Factors in Columbia
📍Verify license: South Carolina Contractors Licensing Board (llr.sc.gov)
📍File complaints: South Carolina Contractors Licensing Board (llr.sc.gov)
📍Homeowner protections under SC consumer protection law
📍BBB Greater Columbia chapter for complaints history